Having a bad credit rating can be very stressful especially if you’re planning to acquire home mortgages in the near future. But you do not need to worry about it too much if you are willing to work hard to improve your credit ratings in the coming months. One of the things that you can do is get a copy of your credit report. Analyze it carefully and make sure that all the information contained in the report is accurate. Dispute any wrong information. Go to the proper agency that can make the corrections and make sure that you have the necessary documents to support your claims. That is how the Advantage website can help you. They have all kinds of great information regarding mortgages, and they can help you apply for one as well. You can even apply if you have a bad credit. Visit their website today for more information regarding with mortgage assistance.